Florida is among the few states in the United States that doesn’t have a law requiring insurance companies to offer arbitration as a way of settling insurance claim disputes.
What is Insurance Bad Faith in Florida?
When insurance companies in Florida fail to perform as agreed under the contract with a policyholder, it is legally termed as insurance bad faith. You can sue the insurance carrier for not doing the things they had promised to do. You can file a lawsuit against the insurance company if they breached the contract.
This could be necessary in these situations:
- Insurers failed to pay your full claim
- Insurance company denied a valid claim
- Insurance company has delayed making a claim decision or delayed the payment
- Insurance company found discrepancies in your documents or rejected the proof of damages without legitimate grounds
- Insurance adjusters kept asking for more information or paperwork, but did not make a decision to pay
At Carlson Meissner & Hayslett, our insurance bad faith claim lawyers in Florida can represent you in the following types of claims, among others:
- Homeowners’ insurance
- Auto insurance
- Life insurance
- Business insurance
- Property insurance
- Renters’ insurance
- Flood insurance
- Hurricane insurance
- Fire insurance
- Health insurance
- Dental insurance
- Travel insurance