There has been an increase in Florida's Uber and Lyft accidents in recent years. Millions of visitors coming to the sunshine state choose ridesharing to get around. Whether you are an injured motorist or a ride-sharing vehicle passenger, determining liability in an Uber and Lyft accident can be difficult.
Insurance Coverage for Ridesharing Accidents in Florida
Accidents happen regardless of how safe the ridesharing company tries to make it. The good news is that Uber, Lyft, and other rideshare companies have insurance coverage for their drivers. And the insurance comes into force whether or not the rideshare driver accepts a passenger request.
If you get injured because of the negligence of an Uber driver, the insurance claim will be different. This depends on whether you were injured as:
- A passenger in the cab
- Another driver
- Road user
The rideshare company’s insurance policy will cover your injuries if you travel as a passenger, whether the rideshare driver is responsible.
If your injuries are not covered under Uber’s insurance policy, Personal Injury Protection (PIP) will cover your damages. However, this is a tricky and confusing claim. You will need a skilled Florida car accident attorney to prepare a strong claim and get you the compensation you deserve.